How Roommates Can Easily Split Bills and Manage Shared Expenses Using StackIt

StackIt, a powerful new finance app, solves this problem with tools designed specifically for shared expenses, pooled money, automatic contributions, and even crypto rewards. Its unique organizational system—Stacks and Short Stacks—makes it simple for roommates to manage apartment bills in one place.

Here’s how StackIt helps roommates split bills fairly, stay organized, and avoid awkward money conversations.

What Is StackIt? A Shared Bills and Pooled Money App for Modern Living

StackIt is a finance app that allows multiple people to contribute money into shared accounts called Stacks. It also offers:

• Pooled funds for shared bills

• Credit monitoring tools

• Automatic recurring contributions

• Crypto rewards for app engagement and payments

• Stacks and Short Stacks for bill organization

For roommates, StackIt becomes the perfect all-in-one platform for managing household expenses without spreadsheets or group chats full of reminders.

Create a Main Apartment Stack to Organize All Shared Expenses

When you move in with roommates, the first step is creating a Stack for your apartment. A Stack works like a shared digital wallet where everyone contributes their portion of the bills.

Your main Apartment Stack can include:

• Monthly rent

• Utility payments

• Internet bill

• Household supplies

• Shared subscriptions

• Cleaning services

• Any recurring shared expense

This makes it incredibly easy to centralize all your shared financial responsibilities.

Use Short Stacks to Split Rent, Utilities, Groceries, and More

One of StackIt’s most powerful features for roommates is Short Stacks—smaller categories inside a larger Stack that let you organize each bill individually. These help everyone see where money is going at a glance.

Best Short Stacks for Roommates

1. Rent Short Stack

Split rent automatically every month and ensure the full amount is ready when due.

2. Utilities Short Stack

Perfect for fluctuating costs like electricity, water, and gas. You can update totals as needed.

3. Internet Short Stack

A simple way to divide the monthly Wi-Fi bill evenly.

4. Groceries & Food Short Stack

Great for shared pantry items, meal prep, or communal dinners.

5. Household Essentials Short Stack

Covers cleaning supplies, paper products, soaps, trash bags, and more.

6. Fun Fund Short Stack

Roommates can pitch into a shared entertainment budget for deliveries, decor upgrades, game nights, or events.

By breaking your expenses into Short Stacks, you eliminate confusion and keep every shared bill organized.

Automate Contributions So You Never Have to Track People Down

One of the biggest pain points with roommates is chasing people for payments. StackIt solves this with automatic recurring contributions.

Each roommate can set:

• How much they contribute

• How often they contribute

• What date payments should run

This ensures rent and other bills are always funded on time—and nobody forgets to pay their share.

Earn Crypto Rewards While Managing Apartment Bills

Unlike typical bill-splitting apps, StackIt rewards you for responsible shared spending. Every contribution, payment, or activity in the app can earn crypto rewards, giving roommates an extra incentive to stay consistent.

Monitor Your Credit While Managing Shared Expenses

StackIt also includes credit monitoring, turning a routine bill-splitting app into a broader financial wellness tool. Roommates can track their financial health while responsibly managing shared household costs.