Privacy Policy
Effective Date: February 1, 2026
Last Updated: October 26, 2026
Introduction
Welcome to StackIt (“we,” “us,” or “our”). StackIt is a financial technology platform that helps users manage shared finances through group-based accounts called Stacks. We make it easier for friends, couples, and roommates to pool money, track expenses, and earn rewards — including optional crypto-based features.
Your privacy is extremely important to us. This Privacy Policy explains how we collect, use, and share your information when you use our app, website, and related services.
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Information We Collect
We collect the following types of information:
a. Information You Provide
Personal details such as your name, email address, and phone number.
Account credentials and identity verification details (e.g., date of birth, address, or government ID, if required).
Financial details you connect through our app, such as linked bank accounts, income, and transactions.
Communications with us (support messages, feedback, etc.).
b. Information from Vendors and Partners
We partner with trusted third parties to power financial and identity features:
• Jiko – to manage pooled accounts and facilitate banking services.
• Plaid – to securely connect and verify your external bank accounts.
• Array – to provide credit and identity monitoring services.
• Privy – to manage wallet authentication and digital identity connections.
• MoonPay – to facilitate cryptocurrency purchases.
Each vendor has its own privacy policy, and your information may be shared with them solely for the purpose of delivering StackIt’s features.
c. Automatically Collected Information
We automatically collect analytics and device data such as:
• App usage metrics, device type, operating system, and browser information.
• IP address and location (approximate, not GPS) for fraud prevention and compliance.
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How We Use Your Information
We use the information we collect to:
• Provide and maintain the StackIt platform.
• Facilitate payments, transfers, and account connections.
• Offer insights, rewards, and crypto-related features.
• Verify your identity and prevent fraud or unauthorized activity.
• Comply with legal, regulatory, and security obligations.
• Improve app performance, personalize experiences, and develop new features.
We never sell your personal information.
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How We Share Your Information
We only share your data with:
• Service Providers and Vendors (e.g., Jiko, Plaid, Array, Privy, MoonPay) who help operate our platform.
• Compliance and Legal Authorities if required by law or regulation.
• Business Transfers if StackIt is involved in a merger, acquisition, or asset sale.
All vendors are contractually obligated to handle your data securely and in compliance with applicable privacy laws.
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Data Security
We implement administrative, technical, and physical safeguards to protect your information. Financial and personal data are encrypted both in transit and at rest. Access is restricted to authorized personnel and vendors only.
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Data Retention
We retain your data as long as necessary to provide our services, comply with regulations, resolve disputes, and enforce our agreements. You may request deletion of your account at any time, though some data may be retained for legal or compliance reasons.
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Your Rights and Choices
Depending on your jurisdiction, you may have the right to:
• Access, correct, or delete your personal information.
• Withdraw consent or restrict certain processing activities.
• Request a copy of the data we hold about you.
To exercise these rights, please contact support@stackit.cash.
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Children’s Privacy
StackIt is designed for users 18 years and older. However, parents or legal guardians may create and manage a StackIt account on behalf of a minor for the purpose of saving, contributing, or learning about money management.
When a parent or guardian creates and supervises an account for a minor, they are fully responsible for the minor’s use of the platform, including any financial activity or data shared through the app.
We do not knowingly collect personal information directly from children under 13 without verifiable parental consent. If we learn that a child has created an account without permission, we will promptly delete the information.
Parents and guardians may contact us at support@stackit.cash to review, update, or request deletion of a child’s account information.
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Updates to This Policy
We may update this Privacy Policy from time to time. The latest version will always be available on our website with the effective date clearly listed.
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Contact Us
For questions, data requests, or privacy concerns, contact us at:
📧 support@stackit.cash
🏢 StackIt LLC, 2874 Reserve View Blvd, APT 309
Lakeland, FL, United States